Terms

Terms of use

The website is a service of Susman Insurance Agency, which operates under California license (0B75129). It supplies data on life insurance fundamentals and a quoting service that shows carrier rates in response to your entry.

Rate estimates are informational only. Figures presented represent carrier information for your chosen category, provided only for reference. They do not constitute an insurance offer, guaranteed charges, or coverage approval. The final amount, category and qualification rest with the carrier following its underwriting evaluation; the approved contract terms are binding.

No arrangements binding. Entering a quote search, an application or a message does not establish insurance. An insurance policy is valid only once a carrier delivers it, the applicant approves it, and premium is paid.

Coverage and rates are conditional. Services, insurers and pricing differ by region and person and subject to modification at any moment. This resource displays quotations for California applicants only.

General guidance only. Information presented here is educational and should not be construed as tax, legal or investment guidance. Verify anything material with an appropriate professional.

Third-party service. The application page incorporates a private application interface governed by a third party under its own conditions.